Our Process

We use education, clear communication and ongoing evaluation to help our clients feel confident about their financial decisions. When you become a client, you can expect a thorough initial conversation, a deeper dive into what you want your money to accomplish and a comprehensive plan for aligning your investments and goals. As our relationship continues, we regularly evaluate your progress and make adjustments as your needs or circumstances change.

Our process begins with evaluating your current financial circumstances and determining how much risk you can, need and are willing to take when it comes to investing. This helps us gain a clear picture of the priorities and  strategies we may employ as we design your plan.

Once we have a full understanding of your situation and goals, we develop a plan with recommendations about  how to move you closer to your ideal future. This includes strategic planning related to cash flow and budgeting, tax-efficiency, college savings, charitable giving, and estate planning.

We believe in using portfolios that align with your risk tolerance and that are diversified, both in stocks and bonds  and among equity classes to help dampen volatility. As an independent advisor, Patrick is not obligated to use particular investments and has access to a wide range of options through LPL Financial. This allows him to choose  the strategies that support your goals.

Our work is ongoing, as we regularly monitor your portfolio and make adjustments as needed to keep it in line with  your objectives. We make sure your spending and saving is on track for your retirement goals, and design a  withdrawal strategy  as you approach retirement.

The Value of Wealth Management

The Value of Wealth Management

True wealth management encompasses your broad financial life, not only your investments. 

We want to be sure everything is working in coordination, which is why we offer a comprehensive range of services in addition to investment management to make sure your money is helping you fulfill your purpose and vision of the future.

Click below to see a larger version of the many ways we add value to your financial life.

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